PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING LOAN (NPL), LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) (STUDI PADA BANK YANG TERCATAT PADA BURSA EFEK INDONESIA TAHUN 2010-2014)

Abstract

ABSTRACT This study aims to examine the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), and Loan to Deposit Ratio (LDR) to Return on Asset (ROA) to the commercial banks in Indonesia in 2010-2014. Data were taken from 7 commercial banks that have a minimum of asset value 50 trillion Rupiah.The research method is associative with quantitative approach . Data analysis using multiple linear regression , and the data processed with SPSS 16.0. Results of research resulted in the regression equation is ROA = 6.224 - 0,003CAR - 0,331NPL - 0,027LDR . Simultaneously CAR , NPL , and LDR significant effect on ROA . The coefficient of determination shows that the adjusted R Square is 34.7 % , which means that the variable CAR , NPL , and LDR can explain ROA amounted to 34.7 % , while the remaining 65.3 % is influenced by other variables not accounted for in this study , From the statistical t test , that variable CAR partially significant negative effect on ROA , NPL variable partially significant negative effect on ROA , and LDR variable partially significant negative effect on ROA . Keywords: Capital Adequacy ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Return on Asset (ROA)

Item Type:	Thesis (Undergraduate)
Subjects:	H Social Sciences > H Social Sciences (General)
Divisions:	Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User:	Repository Administrator
Date Deposited:	27 Feb 2018 07:27
Last Modified:	27 Feb 2018 07:27
URI:	http://repository.narotama.ac.id/id/eprint/82

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